There’s an article in today’s NY Times that’s making the rounds about homeowners deliberately foreclosing on their homes in order to free up income. It’s a worthwhile read, but it’s stirring up a lot of anger amongst some people online. See if you can guess why!
For Alex Pemberton and Susan Reboyras, foreclosure is becoming a way of life — something they did not want but are in no hurry to get out of.
Foreclosure has allowed them to stabilize the family business. Go to Outback occasionally for a steak. Take their gas-guzzling airboat out for the weekend. Visit the Hard Rock Casino.
"Instead of the house dragging us down, it's become a life raft," said Mr. Pemberton, who stopped paying the mortgage on their house here last summer. "It's really been a blessing."
"We could pay the mortgage company way more than the house is worth and starve to death," said Mr. Pemberton, 43. "Or we could pay ourselves so our business could sustain us and people who work for us over a long period of time. It may sound very horrible, but it comes down to a self-preservation thing."
"The longer I'm in foreclosure, the better," [Pemberton's wife] said.
Owners Stop Paying Mortgages, and Stop Fretting [NY Times]
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